Making money online used to pretty much require you to have your own Web site, products to sell and some marketing savvy. But a new generation of dot-coms have arisen that will pay you for what you know and who you know without you having to be a web designer or a marketing genius.
But it's hard to tell hype from the real deal. I did a search on "make money online" and "making money online", and much of the information out there is just promoting various infoproducts, mostly about Internet marketing. I see why people sometimes ask, "Is anyone making money online besides Internet marketing experts?"
So I put together a list of business opportunities with legitimate companies that:
Pay cash, not just points towards rewards or a chance to win money
Don't require you to have your own Web domain or your own products
Don't involve any hard-selling
Aren't just promoting more Internet marketing
Give a good return on your time investment
In the interest of objectivity, none of the links below are affiliate links, and none of them have paid or provided any other consideration for their presence here. These are legitimate companies with business models that allow you to get paid for a wide range of activities.
Help friends find better jobs.
Sites like ReferEarns, Zyoin, Who Do You Know For Dough?, and WiseStepp connect employers with prospective employees, many of whom are already employed and not actively job-hunting, via networking - the people who know these qualified candidates. Rewards for referring a candidate who gets hired range from $50 on up to several thousand dollars - not chump change. If you know a lot of job-seekers (and who doesn't these days?), this is a great way to break into the recruiting business with no overhead.
Connect suppliers with buyers.
Referral fees are a common practice in business, but they haven't been used much in online networking sites because there was no way to track them. Sites like Salesconx, InnerSell and uRefer now provide that. Vendors set the referral fees they're willing to pay (and for what), and when the transaction happens, you get paid. uRefer also allows merchants to set up referral programs for introductions and meetings, as well as transactions.
Write.
A growing number of sites will pay for your articles or blog posts. Associated Content and Helium will "pay for performance" based on page views for just about anything you want to write about. Articles on specific topics they're looking for can earn direct payments up to about $200. The rates are probably low for established writers, but if you're trying to break into the field and have time on your hands, they're a great way to start. Also, a lot of companies are looking for part-time bloggers. They may pay per post or on a steady contract. Our Weblogs Guide posts blogging jobs weekly in the forum.
Showing posts with label easy money. Show all posts
Showing posts with label easy money. Show all posts
Saturday, November 26, 2011
Friday, June 3, 2011
Electronic money, ecash
From Wikipedia, the free encyclopedia
For electronic payments in conventional currencies, see Electronic funds transfer.
Electronic money (also known as e-currency, e-money, electronic cash, electronic currency, digital money, digital cash, digital currency, cyber currency) refers to money or scrip which is only exchanged electronically. Typically, this involves the use of computer networks, the internet and digital stored value systems. Electronic Funds Transfer (EFT), direct deposit, digital gold currency and virtual currency are all examples of electronic money. Also, it is a collective term for financial cryptography and technologies enabling it.
While electronic money has been an interesting problem for cryptography (see for example the work of David Chaum and Markus Jakobsson), to date, the use of e-money has been relatively low-scale. One rare success has been Hong Kong's Octopus card system, which started as a transit payment system and has grown into a widely used electronic money system. London Transport's Oyster card system remains essentially a contactless pre-paid travelcard. Two other cities have implemented functioning electronic money systems. Very similar to Hong Kong's Octopus card, Singapore has an electronic money program for its public transportation system (commuter trains, bus, etc.), based on the same type of (FeliCa) system. The Netherlands has also implemented a nationwide electronic money system known as Chipknip for general purpose, as well as OV-Chipkaart for transit fare collection. In Belgium, a payment service company, Proton, owned by 60 Belgian banks issuing stored value cards, was developed in 1995.[1]
A number of electronic money systems use contactless payment transfer in order to facilitate easy payment and give the payee more confidence in not letting go of their electronic wallet during the transaction.
Electronic money systems
In technical terms, electronic money is an online representation, or a system of debits and credits, used to exchange value within another system, or within itself as a stand alone system. In principle this process could also be done offline.
Occasionally, the term electronic money is also used to refer to the provider itself. A private currency may use gold to provide extra security, such as digital gold currency. Some private organizations, such as the United States armed forces use independent currencies such as Eagle Cash.
[edit] Centralised systems
Many systems—such as PayPal, WebMoney, cash U, and Hub Culture's Ven—will sell their electronic currency directly to the end user, but other systems such as Liberty Reserve only sell through third party digital currency exchangers.
In the case of Octopus card in Hong Kong, electronic money deposits work similarly to regular bank deposits. After Octopus Card Limited receives money for deposit from users, the money is deposited into a bank. This is similar to debit-card-issuing banks redepositing money at central banks.
Africa and Afghanistan are seeing prepaid cell phone minutes being used as electronic money using the M-Pesa system.[2]
Some community currencies, like some Local Exchange Trading Systems (LETS) and the Community Exchange System, work with electronic transactions.
[edit] Decentralised systems
Decentralised electronic money systems include:
Ripple monetary system, a project to develop a distributed system of electronic money independent of local currency.
Bitcoin,[3] an existing peer-to-peer electronic money system with a maximum inflation limit
Offline 'anonymous' systems
In the use of offline electronic money, the merchant does not need to interact with the bank before accepting money from the user. Instead merchants can collect monies spent by users and deposit them later with the bank. In principle this could be done offline, i.e. the merchant could go to the bank with his storage media to exchange e-money for cash. Nevertheless the merchant is guaranteed that the user's e-money will either be accepted by the bank, or the bank will be able to identify and punish the cheating user. In this way a user is prevented from spending the same funds twice (double-spending). Offline e-money schemes also need to protect against cheating merchants, i.e. merchants that want to deposit money twice (and then blame the user).
Using cryptography, anonymous ecash was introduced by David Chaum. He used blind signatures to achieve unlinkability between withdrawal and spend transactions.[4] In cryptography, e-cash usually refers to anonymous e-cash. Depending on the properties of the payment transactions, one distinguishes between online and offline e-cash. The first offline e-cash system was proposed by Chaum and Naor.[5] Like the first on-line scheme, it is based on RSA blind signatures.
Hard vs soft electronic currencies
A hard electronic currency is one that does not have services to dispute or reverse charges. In other words, it only supports non-reversible transactions. Reversing transactions, even in case of a legitimate error, unauthorized use, or failure of a vendor to supply goods is difficult, if not impossible. The advantage of this arrangement is that the operating costs of the electronic currency system are greatly reduced by not having to resolve payment disputes. Additionally, it allows the electronic currency transactions to clear instantly, making the funds available immediately to the recipient. This means that using hard electronic currency is more akin to a cash transaction. Examples are Pecunix, Liberty Reserve, Western Union, KlickEx and Bitcoin.
A soft electronic currency is one that allows for reversal of payments, for example in case of fraud or disputes. Reversible payment methods generally have a "clearing time" of 72 hours or more. Examples are PayPal and credit card.
A hard currency can be softened by using a trusted third party or an escrow service.
Future progression
The main focuses of electronic money development are:
being able to use it through a wider range of hardware such as secured credit cards
linked bank accounts that would generally be used over an internet means, for exchange with a secure micropayment system such as in large corporations (PayPal, KlickEx).
Issues
Although electronic money can provide many benefits—such as convenience and privacy, increased efficiency of transactions, lower transaction fees, and new business opportunities with the expansion of economic activities on the Internet—there are many potential issues with the use of e-money. The transfer of digital currencies raises local issues such as how to levy taxes or the possible ease of money laundering. There are also potential macro-economic effects such as exchange rate instabilities and shortage of money supplies (total amount of electronic money versus the total amount of real money available, basically the possibility that digital cash could exceed the real cash available). Electronic currencies which are used on a large scale should also be protected against denial-of-service attacks which could be performed as an hostile act.
Another issue is related to computer crime, in which computer criminals may actually alter computer databases to steal electronic money or by reducing an account's amount of electronic money. One way to resolve these issues is by implementing cyberspace regulations or laws that regulate the transactions and watch for signs of fraud or deceit.
Source: http://en.wikipedia.org/wiki/Electronic_money
For electronic payments in conventional currencies, see Electronic funds transfer.
Electronic money (also known as e-currency, e-money, electronic cash, electronic currency, digital money, digital cash, digital currency, cyber currency) refers to money or scrip which is only exchanged electronically. Typically, this involves the use of computer networks, the internet and digital stored value systems. Electronic Funds Transfer (EFT), direct deposit, digital gold currency and virtual currency are all examples of electronic money. Also, it is a collective term for financial cryptography and technologies enabling it.
While electronic money has been an interesting problem for cryptography (see for example the work of David Chaum and Markus Jakobsson), to date, the use of e-money has been relatively low-scale. One rare success has been Hong Kong's Octopus card system, which started as a transit payment system and has grown into a widely used electronic money system. London Transport's Oyster card system remains essentially a contactless pre-paid travelcard. Two other cities have implemented functioning electronic money systems. Very similar to Hong Kong's Octopus card, Singapore has an electronic money program for its public transportation system (commuter trains, bus, etc.), based on the same type of (FeliCa) system. The Netherlands has also implemented a nationwide electronic money system known as Chipknip for general purpose, as well as OV-Chipkaart for transit fare collection. In Belgium, a payment service company, Proton, owned by 60 Belgian banks issuing stored value cards, was developed in 1995.[1]
A number of electronic money systems use contactless payment transfer in order to facilitate easy payment and give the payee more confidence in not letting go of their electronic wallet during the transaction.
Electronic money systems
In technical terms, electronic money is an online representation, or a system of debits and credits, used to exchange value within another system, or within itself as a stand alone system. In principle this process could also be done offline.
Occasionally, the term electronic money is also used to refer to the provider itself. A private currency may use gold to provide extra security, such as digital gold currency. Some private organizations, such as the United States armed forces use independent currencies such as Eagle Cash.
[edit] Centralised systems
Many systems—such as PayPal, WebMoney, cash U, and Hub Culture's Ven—will sell their electronic currency directly to the end user, but other systems such as Liberty Reserve only sell through third party digital currency exchangers.
In the case of Octopus card in Hong Kong, electronic money deposits work similarly to regular bank deposits. After Octopus Card Limited receives money for deposit from users, the money is deposited into a bank. This is similar to debit-card-issuing banks redepositing money at central banks.
Africa and Afghanistan are seeing prepaid cell phone minutes being used as electronic money using the M-Pesa system.[2]
Some community currencies, like some Local Exchange Trading Systems (LETS) and the Community Exchange System, work with electronic transactions.
[edit] Decentralised systems
Decentralised electronic money systems include:
Ripple monetary system, a project to develop a distributed system of electronic money independent of local currency.
Bitcoin,[3] an existing peer-to-peer electronic money system with a maximum inflation limit
Offline 'anonymous' systems
In the use of offline electronic money, the merchant does not need to interact with the bank before accepting money from the user. Instead merchants can collect monies spent by users and deposit them later with the bank. In principle this could be done offline, i.e. the merchant could go to the bank with his storage media to exchange e-money for cash. Nevertheless the merchant is guaranteed that the user's e-money will either be accepted by the bank, or the bank will be able to identify and punish the cheating user. In this way a user is prevented from spending the same funds twice (double-spending). Offline e-money schemes also need to protect against cheating merchants, i.e. merchants that want to deposit money twice (and then blame the user).
Using cryptography, anonymous ecash was introduced by David Chaum. He used blind signatures to achieve unlinkability between withdrawal and spend transactions.[4] In cryptography, e-cash usually refers to anonymous e-cash. Depending on the properties of the payment transactions, one distinguishes between online and offline e-cash. The first offline e-cash system was proposed by Chaum and Naor.[5] Like the first on-line scheme, it is based on RSA blind signatures.
Hard vs soft electronic currencies
A hard electronic currency is one that does not have services to dispute or reverse charges. In other words, it only supports non-reversible transactions. Reversing transactions, even in case of a legitimate error, unauthorized use, or failure of a vendor to supply goods is difficult, if not impossible. The advantage of this arrangement is that the operating costs of the electronic currency system are greatly reduced by not having to resolve payment disputes. Additionally, it allows the electronic currency transactions to clear instantly, making the funds available immediately to the recipient. This means that using hard electronic currency is more akin to a cash transaction. Examples are Pecunix, Liberty Reserve, Western Union, KlickEx and Bitcoin.
A soft electronic currency is one that allows for reversal of payments, for example in case of fraud or disputes. Reversible payment methods generally have a "clearing time" of 72 hours or more. Examples are PayPal and credit card.
A hard currency can be softened by using a trusted third party or an escrow service.
Future progression
The main focuses of electronic money development are:
being able to use it through a wider range of hardware such as secured credit cards
linked bank accounts that would generally be used over an internet means, for exchange with a secure micropayment system such as in large corporations (PayPal, KlickEx).
Issues
Although electronic money can provide many benefits—such as convenience and privacy, increased efficiency of transactions, lower transaction fees, and new business opportunities with the expansion of economic activities on the Internet—there are many potential issues with the use of e-money. The transfer of digital currencies raises local issues such as how to levy taxes or the possible ease of money laundering. There are also potential macro-economic effects such as exchange rate instabilities and shortage of money supplies (total amount of electronic money versus the total amount of real money available, basically the possibility that digital cash could exceed the real cash available). Electronic currencies which are used on a large scale should also be protected against denial-of-service attacks which could be performed as an hostile act.
Another issue is related to computer crime, in which computer criminals may actually alter computer databases to steal electronic money or by reducing an account's amount of electronic money. One way to resolve these issues is by implementing cyberspace regulations or laws that regulate the transactions and watch for signs of fraud or deceit.
Source: http://en.wikipedia.org/wiki/Electronic_money
Friday, January 21, 2011
Make money with online surveys
How to make money online? If you really want to pocket some extra money online you need a plan that begins with something serious.
There are ways that you can use some time to collect and earn money in the short term if you know where to find the legitimate offers, and you can do that and have some money in your pocket, you could s 'then use as a cushion for future growth and to invest more money online if you want a more reliable source of income online.
However, there is a simple way to earn some extra cash. Here is the easiest way to start making extra money online. I'm sure you've seen the offers online surveys that pay, and if you're like me (and most people online) you have always been somewhat dubious or nearly so, they work or not.
Unfortunately it is a bad choice not to be tested, many of these programs are just to make money and are willing to reward yourself from time to time. Once you have the money online with just the programs paid surveys, you will be able to make several hundred dollars in a relatively short period.
You have a choice, you can choose one or the other use this money such as buying something you want (or pay a bill) or you can turn the money you've earned something which will continue to save you money over and over again.
There are ways that you can use some time to collect and earn money in the short term if you know where to find the legitimate offers, and you can do that and have some money in your pocket, you could s 'then use as a cushion for future growth and to invest more money online if you want a more reliable source of income online.
However, there is a simple way to earn some extra cash. Here is the easiest way to start making extra money online. I'm sure you've seen the offers online surveys that pay, and if you're like me (and most people online) you have always been somewhat dubious or nearly so, they work or not.
Unfortunately it is a bad choice not to be tested, many of these programs are just to make money and are willing to reward yourself from time to time. Once you have the money online with just the programs paid surveys, you will be able to make several hundred dollars in a relatively short period.
You have a choice, you can choose one or the other use this money such as buying something you want (or pay a bill) or you can turn the money you've earned something which will continue to save you money over and over again.
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